IP CashHub
Smarter cash management. Better returns. Total control.
Many people hold large cash balances in low-interest accounts, missing out on better rates. With IP CashHub, you can make your cash work harder – securely, efficiently, and with minimal hassle.
In partnership with Flagstone, IP CashHub offers access to exclusive rates from more than 60 UK banks, helping you maximise returns, reduce risk, and stay in control.
Why use IP CashHub?
- Earn more with access to exclusive, market-leading rates
- Diversify your savings to enhance FSCS protection
- Choose the accounts that suit your needs: Fixed Term, Instant Access, Notice, and Sharia-compliant
- Manage everything easily in one place with a secure online dashboard
- Stay in control – you own the accounts and direct where your money goes
- Simplify your admin with one application, one login, and one tax statement.
How it works
- Apply online (minimum deposit: £50,000 for individuals/£100,000 for businesses and trusts)
- Fund your holding account – your central cash hub
- Choose and allocate savings across multiple banks
- Track, manage, and optimise your portfolio online
- Get help when you need it – online support is always available.
Transparent fee structure
- What you see is what you earn.
The interest rates displayed on the IP CashHub platform are net of all fees; there are no hidden deductions. - Better rates for ongoing clients.
If you have a service agreement with Intelligent Pensions, we’ll waive our share of the platform fee. This is already reflected in the rates shown, so you enjoy even better returns. - Standard fee model:
Flagstone charges a small service fee (typically up to 0.25%), which includes a portion shared with Intelligent Pensions.
Ready to make your cash work harder?
Speak to your financial planner or contact us today to get started.
Important information
IP CashHub is a facilitation service provided by Intelligent Pensions in partnership with Flagstone. We do not provide advice on the individual banks or savings products available through the platform.