Enjoying retirement

The three words I'd use to describe Ben and Intelligent Pensions are friendly, communicative and accurate.

Trevor Anderson

Using your wealth wisely

Retirement is seen as a well-deserved phase of life, offering newfound freedom. However, it is not uncommon for retirees to experience concerns about their financial situation during this time.

Financial security during retirement should never be underestimated. It allows you to explore your passions and hobbies, whether through travel, spending more time with family, or pursuing long-held dreams. That’s why it is essential to address any financial concerns by taking proactive steps to manage your finances effectively.

It’s never too late to seek advice. We will provide clarity and help create a solid retirement plan that is tailored to your circumstances, ensuring a sustainable income stream and a comfortable lifestyle.


People often ask us

What's the best way to use my savings?

Having saved money for many years, you’re now at a point where you’d like to start spending it. However, before you do that, we will identify how much you can afford to spend and whether the money could be best placed elsewhere.

Will I run out of money?

Our professional and experienced team will structure your income in a way that is sustainable and maximises tax efficiencies. We will regularly review your plan to ensure you can carry on doing the things you’d like to do.

Will inflation affect my savings?

As inflation rises, so do your worries. Using cashflow modelling and a diversified investment strategy, we can take account of and minimise the effects of inflation. By regularly reviewing your plan, we keep you on track to achieve your best retirement outcome.

Should I consider equity release?

Accessing equity from your home is a decision that shouldn’t be taken lightly. Other options could be available to you and should be explored. Where appropriate, we will refer you to a specialist equity release company who will guide you through the pros and cons of equity release and explain what’s best for you.

Solving your problems

We do this day in and day out, and we know the right steps to take to ensure you don’t run out of money in retirement.

We balance your short-term needs with your long-term financial goals and use cashflow planning to demonstrate how the rest of your retirement could look. We only want to deliver good news to you and your family.

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