We gave Intelligent Pensions a tall order; the dream was always to retire at 55, and with their help, we've been able to do that.
Embrace new beginnings
The time to retire has arrived. This momentous milestone marks the beginning of a long-awaited chapter in your life. One that should be filled with making new memories while unwinding with those you love.
But before you close the chapter on work for the last time, it’s vital that you make well-informed decisions about your finances.
If you have immediate financial goals, such as buying a forever home or going on a world cruise, these must be taken into account. Or perhaps you just want to plug the gap between now and reaching the State Pension Age. We will create a plan that works for you.
People often ask us
How should I take my pension benefits?
There are many options available and the right solution for you will depend on your circumstances and objectives. We will work with you to review your options and recommend the best plan for your needs.
How do I legitimately save tax?
Our planners will help you minimise your tax liabilities and make full use of your hard-earned assets. We will talk you through your options and allow you to access tax-free cash from your pension and other investments.
How do I protect my spouse?
Transparency is a key but often overlooked part of a retirement strategy. We encourage you to invite your partner to meetings, so they fully understand where your future is heading and feel secure if anything were to happen.
Have I even got enough to retire?
Understandably, you might be having doubts just before you begin retirement. We will give you the reassurance that you have made the right decision, help you to plan and be there if things don’t go according to plan.
Solving your problems
We go above and beyond for you and your family. Using cashflow modelling, we will show you exactly what you can afford to do and give you a glimpse into what the first few years of retirement will look like.
Our work doesn’t stop here. We will continue to work alongside you as you enjoy your newfound freedom.