Technical Bulletin – January 2016

In a world where change is the only constant, we help you keep on top of the developments in financial services regulation, legislation and environment.

Here’s what happened in January:


  • DWP Factsheet on Safeguarded Benefits
  • FP16 (Fixed Protection 2016) and IP16 (Individual Protection 2016) – real problems for those who intend to apply and want benefits before July 2016.
  • Tapered Annual Allowance
  • Reclaiming overpaid tax under FAD (Flexi Access Drawdown)
  • IHT on drawdown

To read the detailed technical bulletin, please click here.

Please contact us if you have any questions.

0141 226 1710